Lake State Mortgage

Lake State Mortgage is a leading mortgage company dedicated to providing exceptional home financing solutions for our clients. Our mission is to help people achieve their dreams of homeownership by providing a wide range of mortgage products, expert guidance, and unparalleled customer service. With a team of highly experienced and knowledgeable loan officers, we are committed to finding the right mortgage solution for each of our clients, tailored to their unique financial situations and goals.

At Lake State Mortgage, we understand that the mortgage process can be stressful and overwhelming, which is why we strive to make it as seamless and stress-free as possible. From pre-approval to closing, we are with you every step of the way, answering your questions, addressing your concerns, and providing the support you need to make informed decisions. Our team of professionals includes loan officers, processors, underwriters, and closers, all dedicated to ensuring a smooth and successful mortgage experience for our clients.

Our Services

At Lake State Mortgage, we offer a comprehensive range of mortgage services to meet the diverse needs of our clients. Our services include:

• Home purchase financing: Whether you are a first-time homebuyer or an experienced homeowner, we have the right mortgage solution for you. We offer a variety of home loan options, including conventional loans, FHA loans, VA loans, and USDA loans, with flexible terms, competitive rates, and low down payment options.
• Refinancing: If you are looking to lower your monthly payments, shorten your loan term, or cash out your home equity, we can help. Our refinancing options include rate-and-term refinancing, cash-out refinancing, and streamline refinancing, with a wide range of loan options and terms.
• Mortgage calculators: Our online mortgage calculators allow you to estimate your mortgage payment, determine your loan affordability, and compare different mortgage scenarios. Our calculators include a loan amount calculator, a monthly payment calculator, a mortgage comparison calculator, and a refinance calculator.
• Mortgage reports: Our free mortgage reports provide valuable insights and tips on the mortgage process, including common mistakes to avoid, important questions to ask, and a checklist of items lenders need to approve your loan application.
• Mortgage advice: Our team of expert loan officers provides personalized mortgage advice and guidance based on your unique financial situation and goals. We help you navigate the mortgage process with confidence and ease, ensuring that you make informed decisions every step of the way.
• Home loan programs: We offer a variety of home loan programs to meet the needs of our clients, including first-time homebuyer programs, jumbo loans, and state-specific mortgage programs.
• Credit 101: We offer a range of resources and tools to help you improve your credit score, repair your credit report, and understand the credit process. Our credit resources include a video on credit score basics, an e-course on quickly and legally raising your credit score, and a report on 3 quick tips for repairing your credit report.

At Lake State Mortgage, we are committed to providing our clients with the highest level of service and expertise in the industry. With our extensive experience, knowledge, and dedication, we are the premier choice for all your mortgage needs. Contact us today to learn more about our services and how we can help you achieve your home financing goals.