Realize Your Dream of Home Ownership
Warm Welcome!
Sharp Mortgages, Inc. proudly stands as a leading mortgage lender in Jacksonville, Florida, guiding clients towards fulfilling their dreams of homeownership and financial security. With decades of experience and a team of dedicated professionals, we tailor our services to individual needs, ensuring a seamless and effortless mortgage journey.
Our Expertise
We offer a comprehensive suite of services across various loan options, including:
Purchase Loans
- FHA: Ideal for first-time homebuyers with low down payments.
- VA: Designed for eligible veterans and active-duty military personnel.
- USDA: Perfect for rural and underserved areas.
- HomePath: Offers specialized programs for borrowers with bruised credit.
- Jumbo: Secures larger loans for high-value properties.
- Conventional: Provides flexibility and competitive interest rates.
Refinance Options
- FHA Streamline: Streamline your refinance with reduced paperwork.
- FHA Cash Out: Access cash from your home equity for various needs.
- FHA 203k: Combine loan and renovation costs into your mortgage.
- VA Streamline: Simplify your refinance process with reduced documentation.
- VA Cash-Out: Gain access to competitive rates and lower your monthly payments.
- USDA Streamline: Quickly refinance your USDA loan for improved terms.
- Conventional: Enjoy competitive rates and flexible terms.
- HELOC: Access cash from your home equity through a home equity line of credit.
- HARP: Get a second chance at affordable homeownership with this government-backed program.
- Commercial: Secure financing for your commercial property.
- Jumbo: Obtain financing for larger properties.
- Reverse Mortgage: Convert home equity into monthly payments for retirement security.
Unique Offerings
Beyond the standard mortgage options, we offer:
- Bank Statement Loans: Ideal for borrowers who want a simpler loan application process.
- Damaged Credit: Get approved for a loan despite past credit challenges.
Commitment to Accessibility
We believe everyone deserves access to quality mortgage services. Our website is designed to be user-friendly and accessible to all. If you require any special assistance or have accessibility concerns, please do not hesitate to contact us.
Exceptional Customer Service and Results
The reviews overwhelmingly agree that Sharp Mortgages provides exceptional customer service, with staff going above and beyond to ensure a smooth and timely process.
Praise for Specific Staff Members
Several reviewers praised specific staff members, including Julia, B, and Bill, for their expertise, kindness, and dedication to finding the best mortgage solutions.
Professionalism and Communication
Reviewers consistently praised the professionalism, responsiveness, and thorough communication from the Sharp Mortgages team, making the mortgage process as seamless as possible.
Expertise and Knowledge
The team's expertise and knowledge in finding the best mortgage solutions were highly praised, with many reviewers expressing their gratitude for the team's ability to find solutions that fit their financial situations.
Recommendations and Loyalty
The reviews are filled with glowing recommendations and expressions of loyalty, with many reviewers stating they would use Sharp Mortgages again and recommend them to family, friends, and clients.
