Delivering 100% Satisfaction, One Loan at a Time
At Kal Financial, we understand that purchasing a home or refinancing a mortgage can be a complex and overwhelming process. That's why we're committed to providing our clients with expert guidance, personalized service, and unparalleled customer satisfaction. As a top mortgage broker firm, our team of professional mortgage advisors is dedicated to helping you navigate the world of home financing and find the perfect loan option for your unique needs and goals.
Our Mission
Our mission is simple: to provide our clients with a hassle-free, stress-free, and enjoyable home buying or refinancing experience. We achieve this by offering a wide range of loan products, competitive rates, and cutting-edge technology that streamlines the loan process. Our team of experienced mortgage advisors will work closely with you to understand your financial goals and provide personalized solutions tailored to your individual needs.
Our Services
At Kal Financial, we offer a comprehensive range of mortgage services designed to meet the unique needs of homebuyers and homeowners. Our services include:
- Home Purchase Assistance: We'll guide you through the entire home buying process, from pre-approval to closing, ensuring a seamless and stress-free experience.
- Refinancing: We'll help you refinance your existing mortgage to take advantage of lower interest rates, reduce your monthly payments, or tap into your home's equity.
- Loan Products: We offer a wide range of loan products, including fixed-rate and adjustable-rate mortgages, jumbo loans, FHA loans, VA loans, and more.
- Rate Lock: We'll help you lock in the best possible interest rate for your loan, ensuring you get the best deal possible.
Our Team
At Kal Financial, we're proud to have a team of experienced mortgage advisors who are dedicated to providing exceptional customer service. Our team includes:
- David Lawver, Managing Director
- Shane Valente, Sr. Mortgage Advisor
- Ryan Leeder, Mortgage Advisor
- Daniel Chalk, Mortgage Advisor
- Russell Rivera, Mortgage Advisor
- Sienna Kanis, Certified Mortgage Advisor
- Rob Pavley, Mortgage Advisor
- Mark A. Harris, Mortgage Advisor
Overall Experience
Kal Financial is a mortgage lending company that has received both positive and negative reviews from its customers. On one hand, some customers have praised the company's excellent service and expert loan partners, citing personalized attention and timely responses. On the other hand, several customers have expressed frustration with the company's communication style, inaccurate promises, and lack of accountability.
Positive Comments
Kal Financial has a reputation for exceptional service, with some customers praising the company's ability to execute better than advertised rates and its understanding of employment, lending, appraisals, investment, retirement plans, and other aspects of underwriting. Some customers have also appreciated the company's willingness to go the extra mile to help with mortgage options and provide thorough advice.
Negative Comments
However, a significant number of customers have expressed disappointment and frustration with Kal Financial's service. Some have experienced delays, inaccurate promises, and lack of follow-through. Several customers have complained about the company's communication style, citing unreturned phone calls, unresponsive staff, and unclear information. Additionally, some customers have reported feeling misled or lied to about loan terms and conditions.
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