Anita Todras

At Pacific Lending Group, we empower individuals to achieve the dream of homeownership through personalized mortgage solutions tailored to their unique needs. Driven by our passion for financial inclusion and exceptional customer service, we have established ourselves as trusted mortgage experts in the community.

What We Offer

Our diverse team of experienced mortgage professionals offers a comprehensive range of loan options to meet various requirements, including:

• Conventional Loans: Providing stability and predictability for qualified borrowers.
• FHA Loans: Ideal for first-time homebuyers and those with limited credit.
• VA Loans: Exclusively available for eligible veterans and active-duty service members.
• Jumbo Loans: Designed for larger homes or properties.
• FHA 203k: A unique program offering homeowners the opportunity to finance home improvements directly into their mortgage.

Client-Focused Approach

We understand that each client's financial situation and aspirations are unique. This is why we take a personalized approach to understand your individual needs and goals. Our dedicated mortgage brokers work closely with you to:

• Assess your financial situation and eligibility.
• Explore different loan options and their terms and conditions.
• Navigate complex mortgage terminology and processes.
• Negotiate competitive interest rates and closing fees.

Experienced and Reliable

With over 25 years of industry experience, our founder and president, Javier Cubas, has built a reputable organization based on integrity, transparency, and customer-centered values. We maintain an A+ Better Business Bureau rating and are affiliated with leading lenders to offer you the widest range of options.

Why Choose Pacific Lending Group?

• Competitive Rates & Fees: We negotiate the lowest available rates on your behalf.
• Fast Approvals: Get pre-approved in as little as 24 hours with our streamlined online application.
• Exceptional Customer Service: Our team provides personalized attention and guidance throughout the entire process.
• Wide Range of Options: Choose from a diverse selection of mortgage products designed to meet your specific needs.