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Invest Wisely, Live Smart

A Foundation of Expertise and Personalized Support

Lending Concepts has proudly served the community for over 50 years, guiding countless individuals and families through the intricate process of mortgage financing. With an unwavering dedication to personalized service and exceptional guidance, we empower our clients to achieve homeownership or refinance their existing mortgages with ease.

Tailored Solutions for Every Situation

Our experienced team understands that every borrower has unique financial goals and circumstances. We offer a wide portfolio of loan options, meticulously designed to cater to individual needs. Whether you're a first-time homebuyer, seasoned investor, or seeking to refinance, we'll work alongside you to find the ideal solution.

Dedicated Loan Officers, Committed to You

At Lending Concepts, we are fortunate to be backed by a team of exceptional Loan Officers, each with extensive industry knowledge and a genuine passion for helping clients achieve their financial dreams. Led by Paige Solberg, our Senior Loan Officer, with over 30 years of experience, our dedicated team will guide you through every step of the process with personalized attention and clear communication.

Collaboration for Success

Our in-house processing capabilities set us apart. By eliminating the need for external outsourcing, we maintain complete control over the entire loan lifecycle, ensuring a streamlined and efficient process. This empowers us to be more flexible, responsive, and ensure a smooth and successful experience for every borrower.

Experience the Lending Concepts Difference

We are committed to transparency, open communication, and personalized support throughout your journey. With Lending Concepts, you can count on:

  • Tailored mortgage solutions crafted to your unique needs and goals
  • Exceptional guidance from experienced Loan Officers throughout the process
  • Local processing for swift and efficient underwriting and closing
  • Dedicated customer service to address your questions and concerns promptly

Contact us today and discover the Lending Concepts difference!

Reviews
Positive: The reviewers praise the company's exceptional customer service, professionalism, and expertise in handling various types of loans.
Negative: One reviewer had a negative experience, feeling overcharged and mistreated by the company.

Overall Experience

The reviews of Lending Concepts are overwhelmingly positive, with all but one reviewer giving 5 out of 5 stars. Reviewers praise the company's exceptional customer service, professionalism, and expertise in handling various types of loans.

Communication and Problem-Solving

Reviewers consistently mention excellent communication and problem-solving skills among the company's loan officers, particularly Paige Solberg. They appreciate being kept informed throughout the process and the willingness to go above and beyond to ensure loans are closed successfully.

Efficiency and Speed

Many reviewers praise Lending Concepts for their efficiency and speed in processing loans. They mention quick turnarounds, rapid closing times, and expert handling of complex transactions.

Recommendations

Reviewers often state that they would wholeheartedly recommend Lending Concepts to others, citing the company's professionalism, expertise, and exceptional customer service.

Negative Review

One reviewer, Tony T., gave 1 out of 5 stars and warned others to "stay away" from the company. They claimed to have been overcharged and mistreated, feeling "ripped off" due to high origination fees and points.

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