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Empowering homeownership, one loan at a time.

At Phoenix Mortgage Lender, we understand that purchasing a home is an exciting adventure, and we're committed to helping you navigate the mortgage loan process with ease. Our team, led by experienced mortgage originator Jimmy Vercellino, is dedicated to providing personalized service and expert guidance to ensure that you secure the right type of home loan with the best terms.

With extensive experience in the mortgage industry, Jimmy and his team have helped numerous families nationwide achieve their dream of homeownership. At First Western Trust, our mission is to provide a timely, efficient, and excellent home loan process that meets your unique needs.

As a top mortgage loan originator in the country, Jimmy has earned numerous accolades, including being ranked as one of the "TOP 1% Mortgage Loan Originators" by Mortgage Executive Magazine in 2019. His exceptional expertise has enabled him to deliver unparalleled customer service and create custom-tailored mortgage solutions that align with our clients' financial goals.

Our Team

Our team consists of experienced professionals who are dedicated to providing exceptional service and expertise to our clients. Led by Jimmy Vercellino, our team includes:

  • Brian Coakley, Mortgage Loan Originator and Prequalification Specialist, who specializes in structuring and certifying mortgage loans to ensure that they fit our clients' short and long-term financial goals.
  • Jack Roche, Premier Processor, who oversees the processing of our clients' loans, ensuring a smooth and efficient mortgage experience from start to finish.

Our Services

We offer a range of mortgage loan options to cater to the unique needs of our clients. These include:

  • Conventional Loan: A conventional mortgage loan that is secured by the backing of a private lender, which may require a higher down payment and a good credit score.
  • FHA Loan: A mortgage loan that is insured by the Federal Housing Administration, which offers more lenient credit terms and a lower down payment requirement.
  • Jumbo Loan: A mortgage loan that is used for larger loan amounts and typically requires a higher credit score and a larger down payment.
  • Construction-to-Permanent Loan: A loan that allows borrowers to finance the construction of a new home and then convert the loan to a permanent mortgage.
  • VA Loan: A mortgage loan that is guaranteed by the Department of Veterans Affairs, which offers favorable terms for active or past military members.

Why Choose Us

At Phoenix Mortgage Lender, we pride ourselves on our commitment to personalized service, expert guidance, and exceptional customer care. Our team is dedicated to helping you achieve your dream of homeownership and ensuring that your mortgage loan experience is smooth and stress-free.

Get Started

To learn more about our mortgage loan options and how we can help you achieve your homeownership goals, contact us today at 480-800-8387 or visit our website at phxhomeloan.com.

Reviews (96)
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Positive: The majority of reviewers praised Jimmy and his team for their exceptional service, professionalism, and dedication to helping clients achieve their home financing goals.
Negative: One reviewer had a negative experience, citing poor communication and feeling undervalued.

Excellent Service and Professionalism

The majority of the reviewers praised Jimmy and his team for their exceptional service, professionalism, and dedication to helping clients achieve their home financing goals. They were appreciated for their responsiveness, knowledge, and ability to make the loan process easy to understand and manage.

Positive Experiences

Many reviewers highlighted their positive experiences with Jimmy and his team, citing their ability to go above and beyond to ensure a smooth and successful loan process. They were commended for their kindness, patience, and willingness to answer questions and alleviate concerns.

Speed and Efficiency

Several reviewers noted that Jimmy and his team were able to expedite the loan process, often exceeding expectations and closing deals quickly.

Personal Touch

Many reviewers felt that Jimmy and his team took a personal interest in their cases, making them feel valued and supported throughout the loan process.