The Natural Choice when buying or selling
Home Central Financial is a trusted and licensed mortgage broker based in Downey, California. Our team, led by Mortgage Broker Miguel A. Vazquez, has years of experience in helping individuals and families achieve their homeownership dreams. We understand that finding the right mortgage product can be a daunting task, which is why we are dedicated to providing exceptional customer service and a wide range of mortgage options to meet our clients' unique needs.
Our Mission
At Home Central Financial, our mission is to offer our mortgage clients the lowest possible home mortgage interest rates and closing cost fees while providing outstanding customer service. We believe in treating our clients with honesty and integrity, and our goal is to make the mortgage process as seamless and stress-free as possible. We strive to provide the highest level of professionalism and expertise to ensure that our clients receive the best possible results.
Mortgage Options
We offer a wide variety of mortgage products to suit our clients' unique needs, including:
- FHA 3.5 Home Loan: Designed for first-time homebuyers, this loan offers a 3.5% down payment and a low interest rate.
- Cash Out Refinance Home Mortgage: For homeowners looking to tap into their home's equity or refinance their existing mortgage.
- VA Loan: Available to eligible veterans and service members.
- Reverse Mortgage: Allows homeowners to borrow against the equity in their home.
- Jumbo Reverse Mortgage: For homeowners with exceptional credit and a substantial amount of equity in their home.
Why Choose Home Central Financial?
We believe that our customers deserve personalized attention and care. We take the time to understand our clients' unique needs and goals, and we work tirelessly to find the best mortgage solution for them. Our team is committed to providing exceptional customer service, and we strive to make the mortgage process as smooth and stress-free as possible.
Testimonials
Our valued customers have shared their experiences working with us, and we are proud to share their testimonials with you:
- "Miguel and his team got me my home loan in a timely manner and qualified me." - Juan S.
- "I can't say enough great things about Home Central Financial - Miguel." - Blanca R.
- "Thank you Miguel for helping me with my reverse mortgage. He is very professional and helpful." - Jose F.
What Sets Us Apart
At Home Central Financial, we pride ourselves on our commitment to excellence and customer satisfaction. We understand that every client has unique financial situations and goals, and we are dedicated to providing personalized service and customized mortgage solutions. We believe in building long-term relationships with our clients, and we are honored to be a trusted partner for many families in the Downey, California area and beyond.
Overall Experience
The author, Lorena Padilla, had an outstanding experience with Miguel Vazquez from Home Central Financial (Reverse Mortgage Plus). She highly recommends Miguel as the "BEST lender" and praises his exceptional customer service.
Miguel's Qualities
Miguel is described as extremely helpful, patient, and thorough in his explanations. He took the time to address all the questions the author and her family had about the reverse mortgage program, thoroughly explaining the process in depth.
Results
Thanks to Miguel's expertise, the author's parents are very happy with their reverse mortgage loan, and their financial situation has improved significantly. The author commends Miguel for his exceptional service, stating that they are "very lucky to have found" him.
