Better Rates and Fast Service is what we do!
Welcome to American First Home Loans
At American First Home Loans, we are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. Our goal is to make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
Our Services
We Specialize In:
- FHA Loans
- VA Loans
- Jumbo Loans
- Conventional Loans
Home Purchase
Thinking about buying a home? Our Easy & Quick Program makes it simple! We offer various programs to leverage your Purchase Options. Whether you're a First Time Home Buyer or Investor we are here to help you along the way. Better Rates and Fast Service is what we do!
Refinancing
Lower Your Monthly Payments, Pay Off Your Mortgage Faster or Take Cash Out. We can assist you by Refinancing into a lower payment with various programs to help improve and leverage your financial position. Better Rates and Fast Service is what we do!
Why Use a Broker?
Using a mortgage broker like American First Home Loans can save you time and money. We have access to a wide range of lenders and can help you find the best mortgage rate and product for your individual needs. We can also help you navigate the often-complex process of securing a mortgage, from pre-approval to closing.
Loan Documentation
Obtaining a mortgage requires a significant amount of paperwork. We will guide you through the process of gathering and submitting all of the necessary documentation, including proof of income, assets, and employment.
Loan Center
Our Loan Center provides a variety of tools and resources to help you understand the mortgage process and make informed decisions. From a glossary of mortgage terms to printable forms and a quick quote tool, our Loan Center has everything you need to secure a mortgage with confidence.
My Account
Once you have secured a mortgage with American First Home Loans, you can manage your account online. From making payments to viewing your account balance and history, our online account management system makes it easy to stay on top of your mortgage.
Apply Now
Ready to get started? You can apply for a mortgage online or over the phone. Our secure, easy-to-use application process makes it simple to get started on your path to homeownership.
Pre-Approval
Getting pre-approved for a mortgage is an important step in the home buying process. Pre-approval lets you know how much you can afford to borrow and shows sellers that you are a serious buyer. You can get pre-approved online or over the phone.
Mortgage Glossary
Our Mortgage Glossary is a comprehensive guide to common mortgage terms. From APR to underwriting, we define the terms you need to know to secure a mortgage.
Mortgage Insurance
Mortgage insurance is a type of insurance that protects the lender in case the borrower defaults on the loan. It is typically required for mortgages with a loan-to-value ratio (LTV) of more than 80%.
Printable Forms
Our Printable Forms make it easy to submit necessary documents and requests. From application checklists to loan request forms, our printable forms are available for your convenience.
Quick Quote
Our Quick Quote tool makes it easy to get a mortgage rate quote. Simply enter some basic information about your loan and we'll provide a quote in seconds.
Loan Purpose
There are many reasons to secure a mortgage, from buying a home to consolidating debt. We offer a variety of loan products to meet your needs, whether you're a first-time homebuyer or an experienced homeowner.
Household Wealth Hits a New Record High
Homeowners' real estate holdings minus the change in mortgage debt rose by $320.1 billion (a positive number means that the value of real estate is growing at a faster pace than household mortgage debt). That and other statistical findings were revealed in the latest Flow of Funds report published by the Federal Reserve. Their re.
What to do with all of those leftover shipping containers?
With trade and tariffs constantly in the news lately, we thought it would be a great idea to focus on what to do with all of those extra shipping containers. The answer? Turn them into housing. Shipping containers didn't exist in 1950. Today, roughly seventeen million travel the world on ships, trains, and trucks. Laid end to end, they would stretch for approximately 75,000 miles, or three-quarters of the way around the earth.
Exceptional Service and Expertise
The reviews highlight the exceptional service and expertise provided by Jerry and Marco from American First Home Loans. The reviewers praise their knowledge, professionalism, and ability to make the home buying process smooth and stress-free.
Personalized Attention
Many reviewers mention the personalized attention they received from Jerry and Marco, who took the time to explain each step of the process and answer their questions, often after business hours. This personalized approach made the reviewers feel comfortable and confident throughout the process.
High Praise for Jerry and Marco
Jerry and Marco are consistently praised for their exceptional service, with reviewers using phrases such as "went above and beyond, " "exceptional assistance, " and "outstanding." They are also commended for their patience, professionalism, and ability to accommodate complex schedules.
Recommendations
Every reviewer highly recommends Jerry and Marco's services, with some stating that they would not hesitate to use them again in the future. The reviewers also encourage others to seek their assistance, citing their expertise and exceptional service.
