Your Home Lending Partner
Mission & Vision
St. James Mortgage Corporation is a locally owned and operated mortgage lender dedicated to empowering Michigan residents to achieve homeownership. We believe in fostering lasting relationships built on trust, transparency, and personalized guidance throughout the mortgage process.
Who We Are
Our experienced team of mortgage professionals has extensive knowledge of the Michigan market and understands the unique needs of our clients. We work closely with each borrower to assess their individual situation and find the mortgage solution that best aligns with their goals and circumstances.
What We Offer
St. James Mortgage Corporation offers a comprehensive range of mortgage products to meet various borrower needs. We specialize in:
- Competitive Conventional Mortgages: Competitive rates and flexible terms for qualified borrowers.
- No Point & No Fee Mortgages: Save on upfront costs with our unique programs that eliminate application fees and origination charges.
- FHA & VA Loans: Affordable options with low down payments and competitive interest rates for eligible borrowers.
- Custom-Tailored Financing: We work with you to find the right mortgage solution by considering your financial goals, credit score, and income.
Why Choose St. James Mortgage Corporation?
- Direct Lender: We are a direct lender, which means we originate and fund our own loans. This allows us to provide faster approvals and flexible terms.
- Automated Underwriting: Our affiliation with Fannie Mae enables us to utilize innovative technology for efficient underwriting and lightning-fast approvals.
- Personalized Service: Our dedicated mortgage loan officers will guide you through the entire process, answering your questions and addressing your concerns every step of the way.
- Local Expertise: As a local lender, we understand the specific challenges and opportunities of the Michigan housing market.
Partnering for Success
St. James Mortgage Corporation fosters strong relationships with our clients by offering:
- Open communication and transparency
- Responsive customer service
- Commitment to advocating for your needs
- Timely and personalized guidance throughout the process
Next Steps
Ready to achieve homeownership? Contact St. James Mortgage Corporation today to schedule a consultation with one of our experienced mortgage professionals. We look forward to partnering with you on your journey to homeownership!
Overall Experience
The overall experience with St. James Mortgage has been overwhelmingly positive. All reviewers praised the company's professionalism, transparency, and customer-centric approach.
Mortgage Process
The mortgage process with St. James Mortgage was described as "flawless, " "painless, " "simple, " and "fast." Reviewers appreciated the clear communication, lack of hidden costs, and personalized service.
Customer Service
The customer service provided by St. James Mortgage was highly praised. Reviewers highlighted the company's responsiveness, professionalism, and ability to make the mortgage process easy and stress-free.
Recommendations
All reviewers highly recommended St. James Mortgage to others, citing the company's exceptional service, competitive rates, and trustworthy approach.
