Mark R Tober JD CFP

At Alliance Mortgage Lending, we consider our clients family. For over 25 years, we've been dedicated to helping San Clemente, Orange County, and California families finance their dream homes. As a local, hometown business, we're committed to providing our clients with the one-on-one attention, expertise, and guidance needed to obtain the best loan possible.

Our team of experienced mortgage professionals is here to guide you through the complex process of purchasing a home or refinancing your current property. With our extensive expertise and knowledge of the mortgage market, we'll help you navigate the various loan options and find the perfect solution for your unique financial situation.

Our Services

As a mortgage broker, we offer a comprehensive range of services designed to cater to your specific needs. Whether you're a first-time homebuyer, looking to refinance your existing property, or seeking to unlock your home equity, we've got you covered.

Purchase Loans

Welcome to our mortgage broker webpage dedicated to purchase loans, the essential financing tool for achieving your dream of homeownership.

Why Choose Purchase Loans?

Purchasing a home is a significant milestone, and the right loan can make all the difference. Here are just a few reasons why purchase loans are the preferred choice for homebuyers:

1. Access to Homeownership: Purchase loans provide the financial means to acquire your own home, allowing you to build equity, create a stable living environment, and enjoy the pride of homeownership.

2. Tailored Financing Solutions: Whether you're a first-time buyer or a seasoned homeowner, purchase loans offer a variety of options to accommodate your unique financial situation.

3. Competitive Interest Rates: Purchase loans often come with competitive interest rates, enabling you to secure a favorable loan term and potentially save money over the life of your mortgage.

4. Flexibility in Loan Terms: With purchase loans, you have the flexibility to choose loan terms that suit your financial goals.

Our Purchase Loan Options

As a leading mortgage broker, we offer a comprehensive range of purchase loan options to meet your specific requirements. Here are some of the loans we specialize in:

1. Conventional Loans: Conventional loans are popular among homebuyers with good credit scores and stable financial backgrounds.

2. FHA Loans: Backed by the Federal Housing Administration (FHA), FHA loans are ideal for first-time homebuyers and those with limited down payment funds or lower credit scores.

3. VA Loans: If you're a military service member, veteran, or eligible surviving spouse, VA loans provide exclusive benefits, including no down payment requirements and competitive interest rates.

4. USDA Loans: Designed for homebuyers in designated rural and suburban areas, USDA loans offer attractive features such as zero down payment options and affordable interest rates.

5. Jumbo Loans: If you're seeking financing for a high-value property, our jumbo loan options provide the necessary funds for luxury homes.

Why Choose Us as Your Mortgage Broker?

At Alliance Mortgage Lending, we take pride in our commitment to providing exceptional service and personalized guidance throughout the purchase loan process. Here's why we stand out as your trusted mortgage broker:

1. Extensive Expertise: With years of industry experience, our team possesses in-depth knowledge of the mortgage market, loan programs, and the nuances of the buying and refinancing process.

2. Personalized Guidance: We'll work closely with you to understand your unique financial situation and goals, providing tailored guidance throughout your mortgage journey.

3. Competitive Rates: We'll shop multiple lenders to secure the best rates and loan terms for your situation.

Get Started Today

With Alliance Mortgage Lending, you can trust that you're in good hands. Contact us today to learn more about our purchase loan options and how we can help you achieve your dream of homeownership.