Reid Clark, Branch Manager & Construction Specialist

At Reid Clark Mortgage Team, we understand that navigating the mortgage process can be overwhelming and confusing. That's why we're dedicated to making it easy for you to buy or refinance your home. With years of experience and a passion for providing exceptional customer service, our team is committed to helping you achieve your homeownership goals.

Our Commitment to Excellence

As a seasoned mortgage loan originator, Reid Clark has been helping families achieve their dreams of homeownership for over 30 years. With a strong focus on customer service, Reid and his team work tirelessly to understand your unique financial situation and provide personalized loan options to fit your needs.

Services and Loan Programs

At Reid Clark Mortgage Team, we offer a wide range of loan programs to meet your unique financial situation. Our team is here to guide you through the mortgage process, ensuring that you receive the best possible terms for your loan. Some of the loan programs we offer include:

• Conventional Mortgages
• FHA Mortgages
• VA Mortgages
• USDA Mortgages
• Jumbo Mortgages
• Renovation Mortgages

How the Mortgage Process Works

The mortgage process may seem complex, but we're here to simplify it for you. Our process is designed to ensure that you have a smooth and stress-free experience from start to finish. Here's an overview of what you can expect:

1. Documentation: We'll need to verify a few critical documents to get started on your process.

2. Appraisal: We'll ensure that the home you're buying is worth the price being offered through an appraisal.

3. Initial Underwriting: We'll verify that all information is accurate and authentic.

4. Conditional Approval: We'll grant conditional approval when the Underwriter approves the loan under certain conditions.

5. Clear To Close: We'll verify that all documentation has been provided and all conditions have been met.

6. Closing: We'll finalize the loan and hand over the keys to your new home!

Resources and Tools

At Reid Clark Mortgage Team, we're dedicated to providing you with the resources and tools you need to make informed decisions about your mortgage. Here are some resources to get you started:

• Mortgage Calculator: How much can you afford? Find out here!
• Home Loan Options: We'll help you figure out which mortgage best fits your unique financial picture.
• Mortgage Glossary of Terms: Get educated on industry terminology and learn what it means to "lock" your loan.

Get Started Today!

Ready to start your mortgage journey? Apply now or request a quote today! Whether you're a first-time homebuyer or a seasoned homeowner, our team is here to guide you every step of the way.