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Fitzpatrick Capital is a leading mortgage company based in the greater San Diego area, renowned for our commitment to exceptional client service. Founded in 2003 by CEO and Broker Meghan Fitzpatrick, our family-owned and operated business prides itself on delivering unparalleled industry expertise and a diverse range of mortgage solutions tailored to your unique needs.

Our Team of Professionals

Our team, led by Meghan Fitzpatrick, brings over 21 years of mortgage industry experience. Meghan, a graduate of North Adams State College with a Bachelor of Arts degree in Psychology, has built a reputation for outstanding service and in-depth mortgage knowledge. Together with her husband Jeff, they have cultivated a positive and supportive work environment based on dedication, honesty, integrity, and respect.

Mortgage Solutions Tailored to You

At Fitzpatrick Capital, we recognize that every client's financial situation and objectives are unique. Our comprehensive suite of mortgage offerings includes:

  • FHA Loans: A popular choice for first-time homebuyers, FHA loans feature lower down payment requirements and flexible credit standards, making homeownership more accessible.
  • VA Loans: Designed specifically for eligible veterans, active-duty service members, and surviving spouses, VA loans offer competitive interest rates, reduced closing costs, and the possibility of zero down payment.
  • Conventional Loans: With a variety of fixed-rate and adjustable-rate options, conventional loans cater to those with solid credit and the ability to make a larger down payment.
  • Reverse Mortgages: For homeowners aged 62 and older, reverse mortgages enable you to tap into your home's equity, providing supplemental income or allowing you to age in place.

A Seamless Loan Experience

Our goal is to provide a transparent and stress-free loan process. From pre-qualification to closing, our dedicated team of professionals will guide you every step of the way. We strive to ensure that you are well-informed, empowering you to make confident decisions about your mortgage.

Testimonials of Trust

We are proud of the strong relationships we build with our clients, and we invite you to explore their experiences. Our testimonials speak to the exceptional service, expertise, and commitment to client satisfaction that set Fitzpatrick Capital apart.

Discover the difference of partnering with a mortgage company that puts your needs first. Contact Fitzpatrick Capital today to discuss your mortgage options and let us help you achieve your homeownership goals.

Reviews
Positive: The reviewers are extremely satisfied with the team's performance, praising their professionalism, expertise, and customer service.

Exceptional Service and Expertise

The reviewers rave about the exceptional service and expertise provided by the team at Fitzpatrick Capital, particularly Celeste Mayer, Meghan, and Doun Lambert. They highlight the professionalism, knowledge, and attention to detail of these mortgage loan originators (MLOs) in their responses.

Responsive and Communicative

Many reviewers praise the responsive and communicative nature of the team members, who were always available to answer questions and provide updates throughout the process. They appreciate the clear and concise explanations of the loan process and the efforts made to explain complex real estate terminology in accessible language.

Superior Customer Service

Several reviewers emphasize the outstanding customer service provided by the team, citing examples of going above and beyond to ensure a successful loan process. They express gratitude for the support and reassurance provided during the often lengthy and complex process of buying or refinancing a home.

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