Real Estate. Plain & Simple.
At True Mortgage, our goal is to provide exceptional service and guidance to our clients navigating the complex world of mortgage financing. As a residential and commercial mortgage brokerage, we pride ourselves on offering some of the lowest rates nationwide and making the loan process simple, straightforward, and fast for borrowers seeking a mortgage in Arizona, Texas, and Florida.
Our Promise
At True Mortgage, we understand that navigating the mortgage process can be overwhelming. That's why we're committed to providing accurate and complete home loan pre-approvals within 24 hours, low and low rates, and friendly, expert guidance 7 days a week. Our mission is to make the mortgage process easy to understand and stress-free for our clients.
Home Purchase Made Easy with Our Mortgages
Whether you're a first-time homebuyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, we can help you take that first step toward a financial solution. Our team of experienced mortgage professionals will work closely with you to understand your unique financial situation and provide personalized guidance to help you achieve your goals.
Refinancing Made Easy - Save Money Today
Traditionally, the decision on whether or not to refinance has meant balancing the savings of a lower monthly payment against the costs of refinancing. However, with True Mortgage, you can now tap into your home's equity to consolidate debt, take out cash for home renovations, or reduce your interest rate. Our refinancing experts will work with you to determine whether refinancing is right for you and guide you every step of the way.
Loan Programs Customized for You
At True Mortgage, we understand that every borrower is unique, which is why we offer a range of loan programs tailored to your individual needs. From conventional loans to FHA loans, 203k loans, and investment loans, our experienced team will work closely with you to find the perfect loan program for you.
Hear It From Our Satisfied Clients
"Alicia Horne is the only person I trust for my home loans and refinances. She has been my family's lender on several of these transactions over the years. We've always closed on time, gotten a fair price, and we recommend her services to everyone! Always a great experience."
-Rayette Thompson, Satisfied Customer
How to Get Started
Applying for a mortgage with True Mortgage is easy and convenient. We offer a variety of secure and convenient application options:
- Complete a Secure 1003 Application
- Apply Online Now
- Fax Application to 480-393-4015
- E-mail Application to ahorne@truemortgageloans.com
- Download and Print Application
Document Requirements
Please see the "Documents Needed to Qualify" tab for a list of required documents needed to complete your application. Our team will work closely with you to ensure a smooth and efficient application process.

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