Capital American Mortgage

At Capital American Mortgage Company, our mission is to provide exceptional mortgage services to our clients, ensuring their dreams of homeownership become a reality. With over 50 years of combined experience, our team of professionals has the expertise and knowledge to guide you through the often-complex mortgage process. We strive to educate our clients about their options, ensuring they make informed decisions.

Our History and Affiliations

As a reputable mortgage lender, we have built strong relationships with numerous organizations, including the Builders Association of South Florida, Coral Gables Chamber of Commerce, and the Florida Mortgage Brokers Association. Our affiliations demonstrate our commitment to staying at the forefront of the mortgage industry, staying up-to-date on the latest developments and best practices.

Services

We offer a wide range of mortgage programs to cater to the diverse needs of our clients. Our services include:

Residential Mortgages: We provide conventional and FHA mortgage loan programs for residential real estate. Our team will guide you through the loan application process, processing, underwriting, and closing.

Commercial Mortgages: We specialize in providing mortgage financing programs for commercial real estate. Our experts will work closely with you to understand your unique needs and find the best solution.

Loan Programs: We offer a range of loan programs, including:

• Fixed Rate Mortgage Programs: Offering stable and predictable monthly payments, our fixed-rate mortgages provide peace of mind for your financial security.
• Adjustable Rate Mortgage Programs: Our adjustable rate mortgages offer competitive introductory rates and the flexibility to adapt to changing interest rates.
• Jumbo Loan Programs: Our jumbo loan programs cater to borrowers seeking financing for high-value properties.
• Home Equity Lines of Credit (HELOC): We provide revolving credit lines that allow you to tap into the equity in your home.
• Construction and Construction/Permanent Loan Programs: Our construction loans provide interim financing for building projects, and our construction-permanent loan programs convert to permanent financing once the project is complete.
• Reverse Mortgages: Our reverse mortgage program allows seniors to convert home equity into tax-free income without having to sell their property.
• Home Affordable Refinance (HARP): We offer refinancing options for responsible homeowners seeking to refinance their Fannie Mae loans.
• HomePath Mortgage Financing: Our HomePath program offers exclusive benefits, including low down payments, no mortgage insurance, and no appraisal fees.

Why Choose Us?

At Capital American Mortgage Company, we pride ourselves on our commitment to exceptional customer service, personalized attention, and expert guidance. We understand the importance of homeownership and strive to make the mortgage process as seamless and stress-free as possible. Contact us today to learn how we can help you achieve your dream of homeownership.