We are a team of passionate and experienced mortgage professionals dedicated to simplifying the home buying and refinancing process for every client. We believe in building strong relationships and guiding you through every step of your journey.
Our Expertise
Our team consists of highly skilled mortgage specialists with deep knowledge of the local market and various lending options. We are experts in:
- Residential mortgages: Conventional, FHA, VA, USDA, jumbo loans
- Refinancing: Reduce your interest rate, lower your monthly payments, or access cash equity
- First-time homebuyers: Guidance through the entire process, including down payment assistance programs
- Commercial mortgages: Secured financing solutions for business properties
Client-Focused Approach
We understand that every client is unique. That's why we take the time to understand your individual needs, financial goals, and aspirations. We work collaboratively with you to:
- Identify the best mortgage options based on your situation
- Streamline the application and approval process
- Communicate clearly and regularly throughout the journey
- negotiate competitive interest rates and terms
- Close on your dream home or refinance efficiently
Experience & Local Expertise
Our founder and mortgage broker, Josh Kostelyk, is a seasoned professional with deep experience in the Seattle area housing market. His commitment to ethical practices, personalized service, and client satisfaction has earned him recognition and numerous positive client reviews.
Our Promise
We are committed to providing:
- Transparency: Clear and open communication about your loan options and terms
- Accessibility: Responsive communication and regular updates throughout the process
- Efficiency: Streamlined application and approval process
- Personalized Attention: Customized guidance and support tailored to your unique needs
Let's Begin Your Journey
To discuss your mortgage needs and explore your options, feel free to contact us today. We look forward to working with you and achieving your financial goals.
Exceptional Service and Results
The reviewers unanimously praise Josh Kostelyk's exceptional service and expertise in the real estate industry. They credit him with making the home buying and selling process smooth and stress-free.
Communication and Trust
One of the key factors that stand out in these reviews is Josh's exceptional communication skills and willingness to answer questions promptly. The reviewers emphasize that he made sure they were informed throughout the process, which instilled confidence and trust in him. This trust was reinforced by his professionalism, thoroughness, and ability to handle unexpected obstacles.
Incredible Results
The reviews highlight Josh's ability to produce exceptional results, whether it's negotiating a great rate for a mortgage or selling and buying a home quickly and efficiently. The reviewers are impressed by his dedication to finding the best solutions for his clients and his willingness to go above and beyond to ensure their satisfaction.
Professional Expertise
The reviewers praise Josh's extensive knowledge of the real estate industry and his ability to guide his clients through the complex process of buying or selling a home. They appreciate his expertise in navigating the mortgage process, title, escrow, and appraisal process, and his ability to find creative solutions to unexpected problems.
Recommendations
The reviewers wholeheartedly recommend Josh Kostelyk to anyone looking for a trustworthy and expert real estate professional. They attest that he is the best in the industry and that they will continue to use his services for future transactions.
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