American Real Estate Loans

For us at American Real Estate Loans, helping you secure the perfect mortgage is more than just a transaction; it's about empowering you to achieve the dream of homeownership. We pride ourselves on being your trusted local mortgage company, dedicated to providing personalized service and expert guidance every step of the way. Whether you're a first-time buyer, looking to refinance your current home, or seeking specialized financing options, our team of experienced loan specialists is here to make the process seamless and transparent.

Navigating the Home Ownership Journey

Buying a home is a monumental decision, one that often involves navigating a complex web of financial considerations and paperwork. We understand this can be overwhelming, which is why we strive to make it as easy and stress-free as possible. From pre-qualification to closing, we'll work closely with you, providing clear explanations, answering your questions thoroughly, and advocating for your best interests. Our commitment is to take the guesswork out of mortgage lending, ensuring you feel confident and informed throughout the entire process.

A Comprehensive Suite of Loan Options

At American Real Estate Loans, we offer a diverse array of mortgage loan programs to cater to a wide range of financial situations and goals. We understand that everyone's circumstances are unique, and we strive to find the mortgage solution that best aligns with your individual needs. Our portfolio includes popular conventional fixed-rate and adjustable-rate mortgages, as well as government-backed FHA loans and FHA 203(k) renovation loans. We also specialize in HARP refinance programs for homeowners who may be underwater on their existing mortgages.

Your Local Mortgage Experts

We are deeply rooted in the Southern California community, proudly serving Los Angeles County, San Bernardino County, Riverside County, and Orange County. Our dedicated team of loan specialists possesses extensive knowledge of the local real estate market and a deep understanding of the unique financing challenges and opportunities that exist in our region. This local expertise allows us to provide tailored guidance and support, ensuring you make informed decisions that are in alignment with your long-term financial well-being.

Embracing Technology for Your Convenience

We recognize the importance of leveraging technology to enhance your mortgage experience. Our user-friendly online platform provides you with the convenience of pre-qualifying for a loan, submitting applications electronically, accessing essential mortgage calculators, and reviewing program details from the comfort of your own home or office. We strive to make the mortgage process as streamlined and efficient as possible, allowing you to focus on what truly matters - finding your dream home.