Texcorp Mortgage Bankers

Welcome to our company, where we strive to help individuals and families achieve their dream of homeownership through our expert guidance and a range of loan programs. We specialize in FHA loans, which offer low down payments, flexible guidelines, and a variety of options to suit your specific needs.

Our team of experienced professionals is dedicated to providing exceptional customer service, from the initial application to the final closing. We understand that the home buying process can be overwhelming, which is why we are committed to making it as smooth and stress-free as possible. We take the time to listen to your unique situation and provide tailored solutions to meet your financial goals.

Our Services

We offer a comprehensive suite of services to assist you in every step of the home buying or refinancing process. Here's an overview of what you can expect from us:

1. Home Affordability: We help you determine how much you can afford to spend on a home, taking into account your income, debts, and credit score.

2. Homebuyer Rights: We educate you on your rights as a homebuyer, ensuring you are well-informed and protected throughout the process.

3. Mortgage Terminology: We clarify any mortgage-related terms or concepts that may be confusing, allowing you to make informed decisions.

4. Mortgage Shopping: We help you compare different mortgage options and lenders, ensuring you find the best fit for your financial situation.

5. Home Shopping: We guide you through the process of finding and selecting the right home, providing valuable insights and advice.

6. Making an Offer: We assist you in crafting a strong and competitive offer, increasing your chances of securing your dream home.

7. Home Inspection: We recommend trusted home inspectors to provide a thorough evaluation of the home's condition, helping you make an informed decision.

8. Homeowners Insurance: We help you understand the importance of homeowners insurance and guide you through the process of selecting the right policy.

9. Closing: We walk you through the closing process, ensuring all documents are in order and all fees are clearly explained.

FHA Loan Programs

Our company specializes in FHA loans, which offer several advantages for homebuyers and homeowners. These benefits include:

• Low down payments (as low as 3.5%)
• Flexible credit score requirements
• Various loan terms and options
• Options for refinancing and home rehabilitation

Our FHA loan programs include:

• Fixed Rate and Adjustable Rate (ARM) mortgages
• One-Time Close, Graduated Payments, and Growing Equity Mortgages
• Energy Efficient Mortgage and Condominium Loans
• FHA Rehab Loan and Reverse Mortgage options
• Streamline Refinance, Cash-Out Refinance, and Simple Refinance options

Improving Your Credit

We understand that credit can be a major factor in the home buying or refinancing process. That's why we offer resources and guidance to help you improve your credit score. Our team can help you understand what affects your credit score, how to address credit issues, and how to maintain good credit habits.

Down Payment Assistance and First-Time Home Buyer Programs

Our company is committed to helping first-time homebuyers achieve their dream of homeownership. We offer down payment assistance programs and resources to help make the process more accessible and affordable.