At 1st Rate Home Mortgage, Inc., we understand that every customer has unique needs, and we strive to meet those needs with quality service and individual attention. Our goal is to provide you with the mortgage information, loan options, and convenient assistance you're looking for. With a variety of loan programs and an established network of lenders behind us, we will find the loan that best suits your needs, at a very competitive rate.
Our Company
We pride ourselves in being a customer-focused organization, dedicated to providing exceptional service and expert guidance throughout the home buying or refinancing process. Our team of experienced loan officers and processors are committed to making the mortgage process as smooth and stress-free as possible. We offer a wide range of loan programs, including conforming, non-conforming, and government loan programs, to help you achieve your goals.
The Team
We believe that our team is what sets us apart from other mortgage companies. Our team of experts is passionate about helping customers achieve their dreams of homeownership or refinancing their current property. Meet our team and discover the level of expertise and commitment to customer service that we bring to every transaction.
Loan Programs
We offer a variety of loan programs to help you achieve your goals. Whether you're a first-time homebuyer or a seasoned homeowner, we have a loan program designed to fit your needs.
Resources
Our Resource Center is designed to provide you with the information you need to confidently pursue the lending solution that works best for you. We understand that the mortgage process can be complex, and we're here to help you navigate the process with ease. Explore our Resource Center to learn more about the different types of loans, financing terms, and other important information.
Mortgage Resources & Guides
We've compiled a range of resources and guides to help you better understand the mortgage process and make informed decisions. From the application process to payment calculators and amortization calculators, we've got you covered.
Refinancing Options
Refinancing your loan can be an excellent way to improve your financial situation or make necessary improvements to your home to increase its value. Whether you're looking to lower your payment, get cash out, or take advantage of lower interest rates, we can help you explore your options.
Get Started
If you're ready to get started or have questions, we're here to help. Contact us today and let us guide you through the mortgage process.
Exceptional Mortgage Experience
The reviewers unanimously praise the exceptional service and expertise provided by the mortgage professionals at 1st Rate Home Mortgage. The team, led by Joseph Jaoude, Jesse, and Mr. Jesus Valenzuela, are commended for their professionalism, knowledge, and dedication to ensuring a seamless and stress-free home buying experience.
Outstanding Service and Expertise
The reviewers highlight the exceptional service provided by the team, including their ability to provide better rates and lower fees compared to competitors. They praise the team's knowledge, particularly with VA loans and FHA loans, and their ability to guide clients through the process with ease.
Exceptional Communication and Transparency
The reviewers appreciate the team's excellent communication skills, keeping them informed throughout the entire process, and addressing any questions or concerns they may have had.
A Stress-Free Home Buying Experience
The reviewers express their gratitude to the team for making their home buying experience smooth and hassle-free, often exceeding their expectations.
