Your Mortgage Solution, Your Way
Our Mission: Empowering Financial Freedom for Every Generation
We are a team of experienced mortgage professionals dedicated to guiding individuals and families towards financial freedom through tailored mortgage solutions. We believe in empowering our clients with insightful guidance and transparent communication throughout the entire process.
Who We Are
Our team consists of seasoned mortgage brokers, analysts, and loan officers with extensive experience in the financial services industry. We are passionate about helping clients achieve their homeownership dreams and financial goals.
What We Offer
We offer a comprehensive range of mortgage products to meet diverse needs, including:
- Conventional Mortgages: For borrowers with excellent credit seeking competitive interest rates and predictable payments.
- FHA Mortgages: Ideal for first-time homebuyers and those with lower credit scores thanks to their competitive interest rates and low down payment requirements.
- VA Mortgages: Exclusively for veterans, active-duty military members, reservists, and surviving spouses, offering low interest rates and flexible eligibility criteria.
- Reverse Mortgages: Designed for seniors to convert home equity into tax-free cash, securing their retirement or making daily living expenses more manageable.
- Jumbo Mortgages: For high-value properties exceeding conventional loan limits.
- Commercial Mortgages: Specialized financing options for businesses and multi-unit residential properties.
- Renovation Mortgages: Streamlined options to finance necessary repairs and upgrades to your home.
- Foreign National Mortgages: Special programs for non-US citizens living outside the US to facilitate property purchases in the United States.
Our Approach
We believe in a personalized approach to mortgage lending, taking the time to understand your unique financial goals, circumstances, and preferences. We will:
- Provide clear and concise explanations of different mortgage options and their suitability for your situation.
- Tailor a mortgage plan that aligns with your budget, credit score, and financial situation.
- Offer competitive interest rates and flexible repayment terms.
- Streamline the application and documentation process for a smooth and efficient closing.
- Provide ongoing guidance and support throughout the duration of your mortgage journey.
Let us empower you to achieve financial security and build a stronger future. Contact us today to schedule a personalized consultation and discover the right mortgage solution for you!
Exceptional Customer Service
The reviews consistently highlight the exceptional customer service provided by PS Mortgage Lending and its team, led by Phil Stevenson. The team's professionalism, market knowledge, and transparent communication are praised, making the mortgage process smooth and straightforward.
Personalized Attention
Many reviewers mention the personalized attention they received from the team, who took the time to understand their unique needs and financial situations. This tailored approach helped build trust and provided a sense of value as a client.
Prompt Communication
The importance of communication in the mortgage process is emphasized, and PS Mortgage Lending is commended for their proactive approach in providing updates and answering questions promptly. Reviewers appreciated the team's willingness to go above and beyond, often being available 24/7 to address concerns.
Results-Oriented
The team's ability to deliver results is consistently referenced, with reviewers citing successful mortgage applications, speedy processing, and outstanding customer service. Many reviewers have referred friends and family to PS Mortgage Lending, testimony to the team's exceptional service.
Teamwork and Availability
The team's willingness to work around the clock, weekends, and evenings is highlighted as an exceptional aspect of the service. Reviewers appreciated the flexibility and availability of the team, which helped alleviate stress and made the mortgage process more manageable.
