It's the biggest purchase of your life. Talk to an expert.
At United Home Loans, we understand that buying a home is a significant milestone in one's life. As a full-service mortgage bank, we are dedicated to providing our clients with exceptional service, competitive rates, and a wide range of mortgage options. Our team of experienced mortgage bankers is committed to helping our clients achieve their home financing goals.
Our Services
We offer a variety of mortgage products and services to suit our clients' unique needs. Whether you're a first-time homebuyer or a seasoned homeowner, we can help you find the perfect mortgage option. Our services include:
- Fixed-Rate Loans: Fixed-rate loans offer a fixed interest rate for the life of the loan, providing our clients with predictable and stable monthly payments.
- Adjustable-Rate Loans: Adjustable-rate loans offer a lower initial interest rate, which can save our clients money on their monthly payments. These loans are ideal for borrowers who plan to stay in their home for a shorter period.
- Jumbo Loans: Jumbo loans are designed for borrowers who need to finance a higher-priced property. We offer a range of jumbo loan options, including 5% and 10% down payment options.
- FHA Loans: FHA loans are designed for borrowers who need a lower down payment option. We offer 3.5% down payment options and no monthly mortgage insurance.
- VA Loans: VA loans are designed for eligible veterans, active-duty military personnel, and surviving spouses. These loans offer $0 down payment and no monthly mortgage insurance.
- Renovation Loans: Renovation loans allow our clients to finance their renovations or home improvements into their mortgage, making it easier to upgrade their home.
- Bridge Loans: Bridge loans are designed for borrowers who need to finance a new home while selling their current property. We can help our clients navigate the entire process, from application to closing.
Our Approach
At United Home Loans, we believe that every homebuyer is unique, and every mortgage option should be tailored to meet their specific needs. That's why we take a personalized approach to mortgage lending. Our team of experienced mortgage bankers will work closely with our clients to understand their financial goals, assess their creditworthiness, and present them with a range of mortgage options.
Why Choose Us
At United Home Loans, we're dedicated to providing our clients with an exceptional mortgage experience. Here are just a few reasons why you should choose us:
- Competitive Rates: We offer competitive interest rates and fees to help our clients save money on their monthly payments.
- Expert Advice: Our team of experienced mortgage bankers is knowledgeable about the mortgage industry and can offer expert advice and guidance throughout the loan process.
- Transparent Process: We believe in transparency, which is why we'll keep you informed every step of the way.
- Local Team: Our team is locally based, which means we're familiar with the local real estate market and can provide expert guidance on the best mortgage options for our clients.
Contact Us
At United Home Loans, we're committed to providing our clients with an exceptional mortgage experience. If you're ready to start your journey to homeownership, contact us today to learn more about our mortgage products and services.
Overall Experience
The reviewers were extremely satisfied with their experience with Zlatan Hodzic and United Home Loans. They praised Zlatan's professionalism, expertise, and dedication to guiding them through the home buying and mortgage process.
Key Strengths
- Zlatan's knowledge and expertise in real estate financing were highly valued by the reviewers.
- His proactive approach and ability to navigate obstacles ensured a smooth process for his clients.
- His transparent communication and willingness to educate his clients instilled confidence and trust.
- The reviewers appreciated his responsiveness, professionalism, and commitment to excellence.
Praise for Zlatan and His Team
- The reviewers praised Zlatan's team, including Valerie, Meg Pound, and others, for their exceptional service and support.
- Zlatan's ability to make the loan process easy and understandable was particularly valued by first-time homebuyers.