Where home ownership is within reach for everyone
New Horizon Mortgage Concepts proudly stands as a leading mortgage broker in California, specializing in helping individuals achieve the dream of homeownership. Over the years, we've helped countless clients secure financing for their dream homes, whether it's a traditional house, manufactured home, or a reverse mortgage.
Our Expertise
We understand that every borrower is unique with diverse financial needs and goals. Our experienced team of mortgage professionals takes the time to understand your individual circumstances and guide you through the entire process, ensuring a seamless and stress-free experience.
1. Conventional Financing & Government Programs
- Access to conventional financing options backed by Fannie Mae and Freddie Mac.
- Competitive rates and flexible terms for FHA, VA, and USDA loans.
- Competitive interest rates and flexible terms to meet your needs.
2. Manufactured & Mobile Home Loans
- Specialized expertise in financing manufactured and mobile homes built before June 15, 1976.
- Competitive rates and terms tailored specifically to manufactured homes.
- Overcoming common hurdles to manufactured home financing.
3. Reverse Mortgages (HECM)
- Access to this unique program that allows you to convert the equity in your home into readily accessible funds.
- Enjoy tax-free withdrawals and financial security in your golden years.
- Personalized guidance to ensure you understand the process and potential benefits.
Our Commitment
At New Horizon Mortgage Concepts, we believe that homeownership is a fundamental right and strive to make the process of obtaining a mortgage as simple and accessible as possible. We're more than just a mortgage lender - we're your trusted partner throughout the journey.
Working with New Horizon Mortgage Concepts, you can expect
- Personalized attention and guidance from experienced mortgage professionals.
- Competitive rates and flexible terms.
- Transparent and clear communication throughout the process.
- Dedicated support and advocacy to ensure your needs are met.
Contact us today to discuss your mortgage options and take the first step towards achieving your homeownership goals!
Quality of Service
The loan process was thorough and well-handled by Jason and their team, according to one reviewer. They demonstrated extreme knowledge and took care of everything in a professional manner.
Professionalism and Responsiveness
Reviewers praised Jason for their professionalism, responsiveness, and ability to explain complex concepts in simple terms. One reviewer appreciated how Jason could break down information into layman's terms, making the process easier to understand.
Recommendations
Both reviewers highly recommended Jason and their team, with one stating they would comfortably refer friends and family. The other reviewer has used Jason for multiple transactions and would do so again.