Who we are
GMFS Mortgage is a residential mortgage lender rooted in integrity and personalized service. Established in 1999, we have empowered over 150,000 customers across 23 states to achieve their dream of homeownership. With a team of experienced professionals and a commitment to efficient processing, underwriting, and closing, we facilitate a seamless and predictable homeownership journey.
What we do
Our diverse portfolio of mortgage solutions caters to every individual need. Whether you're a first-time homebuyer, looking to refinance, consolidate debt, or invest in a second property, we offer:
Home Purchase Loans
- 100% Mortgage Financing: Simplify the process with financing options that require no money down.
- Construction & Renovation Loans: Fund your dream home construction or major property renovation.
- ARM, Conventional, FHA loans: Access competitive rates and terms based on your individual needs.
Financial Solutions
- Refinance: Reduce your mortgage payments and save money with competitive refinance options.
- Reverse Mortgage: Convert your home equity into tax-free income with a Reverse Mortgage.
Specialized Programs
- First Responder Mortgage: Customized loan options for eligible heroes.
- First Time Home Buyer: Specialized programs with low down payments and competitive rates.
- Jumbo Loan: Secure financing for high-value properties.
- Second Home & Investment Loan: Finance your vacation home or investment property.
What sets us apart
- Experienced Team: Our mortgage experts average over 14 years of industry experience.
- Seamless Process: Integrated processing, underwriting, and closing under one roof for efficiency.
- Exceptional Customer Service: We prioritize clear communication and personalized guidance throughout the process.
- Transparent Pricing: Competitive rates and transparent fees ensure you understand the total cost.
Why choose GMFS Mortgage
At GMFS Mortgage, we are committed to empowering our clients and building lasting relationships. Our personalized approach, vast array of products, and exceptional customer service are just some of the reasons why we stand out as a leading mortgage lender. Get started today and experience the GMFS Mortgage difference!
Excellent Service and Professionalism
GMFS Mortgage and Smart Move Real Estate provided outstanding service and professionalism throughout the home buying process. A.T's experience with Rachael Taylor, Nicole Faulk, and Laura Capper was seamless and enjoyable. Rachael's expertise and attention to detail made the home search process smooth, while Nicole's guidance and dedication ensured a streamlined mortgage application process. The team's commitment to their clients is truly commendable.
Consistent Excellence
Kenya Veal's review highlighted Stephanie Chenevert's exceptional professionalism and communication skills. Bernadine Carrell praised the team's professionalism and courteousness. Haley Kyle commended Mark's team for their seamless process and prompt responses. Ade Tuma and his fiancee praised GMFS Mortgage's exceptional service, patient guidance, and knowledge. Dina Lawrence had a great experience working with Trey, lauding his professionalism and expertise. Bernadine Carrell also recommended the team to everyone.
Disappointing Experience
Mike had a disappointing experience with the construction loan department, citing poor communication and a lack of interest in his business. He would not recommend GMFS Mortgage to friends and family.
