Your Premier Property Broker of the Texas Hill Country
At HomeWay Mortgage, we are dedicated to providing our clients with exceptional service and competitive rates. As a locally owned and operated mortgage company, we understand the importance of a personalized approach to borrowing. Our experienced loan officers work tirelessly to ensure that every client receives the best possible loan options, tailored to their unique financial situation.
Our Services
We offer a wide range of mortgage loan programs designed to cater to the diverse needs of our clients. From conventional mortgage loans to government-backed programs like FHA, VA, and USDA, we have the expertise to guide you through the loan process and provide vital information to help you make an informed decision.
Conventional Mortgage Loans
Our conventional mortgage loan program offers flexible terms and competitive rates. These loans can have a fixed or adjustable rate, with a term of 10, 15, 20, or 30 years. With a conventional loan, you can borrow up to $726,200 with a minimum down payment of 5%. As a first-time homebuyer, you may be eligible for a lower down payment requirement of 3%. We'll work with you to determine the best loan options for your individual circumstances.
Government-Backed Loans
We also offer government-backed loans, including FHA, VA, and USDA loans. These programs often require lower down payments and can offer more favorable terms. FHA loans, for example, require a minimum down payment of 3.5%, while VA loans offer 100% financing with no down payment requirement. USDA loans offer 100% financing with no down payment, making homeownership more accessible to those in rural areas.
Specialty Loans
In addition to government-backed loans, we offer specialty loans designed for specific situations. Our disaster relief mortgage program helps victims of natural disasters recover by providing 100% financing. We also offer bank statement loans for self-employed borrowers and fix-and-flip loans for real estate investors.
Commercial and Multi-Family Loans
Our team has extensive experience in commercial and multi-family lending. We can provide financing options for apartment complexes, commercial properties, and multifamily dwellings. Whether you're an investor or a property owner, we can help you find the right loan program to meet your financial goals.
Why Choose HomeWay?
At HomeWay Mortgage, we pride ourselves on our personalized approach, local expertise, and competitive rates. With our team of experienced loan officers and extensive network of lenders, we can provide you with the best possible loan options for your unique situation. Contact us today to learn more about our mortgage loan programs and how we can help you achieve your homeownership goals.
Loan Officers' Performance
The reviewers praised the loan officers at HomeWay Mortgage for their excellent service, patience, and responsiveness. They highlighted the officers' ability to explain the loan process clearly and provide timely updates.
Positive Experience with Loan Officers
Most reviewers had a positive experience with their loan officers, citing their helpfulness, communication skills, and expertise in guiding them through the loan process.
Responsive and Knowledgeable
Loan officers like Patrick Walko, Jennifer Looper, Skye Morin, and Adela were praised for their responsiveness, knowledge, and ability to address clients' concerns.
Efficient and Stress-Free Process
The reviewers appreciated the loan officers' efforts in making the loan process smooth and stress-free, with some even expressing gratitude for their help in securing their home loans.
One Negative Experience
However, one reviewer, Landon Gerlich, had a negative experience with loan officer Reagan, citing a lack of communication and failure to close the loan on time.
