Passionate. Experienced. Dedicated to Details.
Mortgage Trust Inc. empowers local homebuyers and homeowners across the Alabama Gulf Coast with personalized mortgage solutions tailored to their unique needs. We prioritize transparency, efficiency, and exceptional customer service to make your mortgage journey smooth and seamless.
Who We Are
Founded by experienced mortgage professionals with over 40 years of industry expertise, Mortgage Trust Inc. understands the nuances of the local market and is dedicated to offering tailored solutions that meet individual goals. Our team takes pride in staying informed about the latest market trends and regulations to offer you the most competitive options available.
What We Do
We offer a comprehensive range of mortgage products to meet your individual needs including:
**VA Loans: Obtain a competitive loan with up to 100% financing available for eligible veterans and active-duty service members.
**FHA Loans: Secure a loan with low down payments and competitive rates, perfect for first-time homebuyers.
**Conventional Loans: Obtain a traditional loan with flexible terms and competitive rates.
**Jumbo Loans: Finance larger loan amounts with greater flexibility and competitive terms.
**USDA Loans: Secure a loan with no down payment to purchase eligible properties in eligible rural areas.
**Refinancing: Reduce your monthly payments, pay off high-interest debt, or access cash with a refinance.
Our Commitment
At Mortgage Trust Inc., our primary focus is on building lasting relationships with our clients. We are committed to:
- Providing transparent and personalized guidance.
- Offering competitive rates and terms.
- Streamlining the application and closing process.
- Delivering exceptional customer service every step of the way.
Overall Experience
The reviewers had an overwhelmingly positive experience with Mortgage Trust, Inc. The team, including Calvin, Barbara, Jen, Makayla, and others, were praised for their professionalism, knowledge, and responsiveness.
Praise for the Team
The reviewers appreciated the team's attentiveness, fast processing, and excellent communication throughout the mortgage process. They were kept updated regularly, and their questions were answered promptly.
Positive Comments on Process
The reviewers found the online application process to be smooth and fast, with some even closing on their homes before the expected deadline. The team's ability to work with out-of-state clients and facilitate a seamless process was particularly notable.
Recommendations
Almost all reviewers highly recommend Mortgage Trust, Inc. to anyone looking to purchase or refinance a home. They appreciate the team's expertise, professionalism, and customer-centric approach.
