Empowering Florida Real Estate Professionals Since 1972
Bayone Reic provides personalized mortgage solutions to empower you throughout your homeownership journey. Led by experienced Senior Loan Officer Stephen Wong, we prioritize honesty, integrity, and competence to guide you towards achieving your financial goals.
Our Mission
To guide you through the mortgage process seamlessly, offering competitive rates, transparent terms, and unparalleled customer service. We understand that every borrower is different, which is why we offer a diverse range of loan options and personalized guidance to find the perfect solution for your unique needs.
What We Offer
Bayone Reic offers a comprehensive array of mortgage products to meet your individual needs:
Conventional Loans: Enjoy competitive interest rates on traditional loan programs requiring a 20% down payment.
Refin Plus: Reduce your current mortgage rate or cash out some equity with a flexible refinancing option.
Harp Program: Designed to support homeowners facing financial hardship by offering low-interest rates and relaxed eligibility criteria.
Areas of Expertise
- First-Time Homebuyer Guidance: We provide tailored consultations, education, and analysis to ensure a smooth and successful homebuying experience.
- Refinance Analysis: We meticulously assess your financial situation to determine the most strategic approach to refinancing.
- Diverse Loan Programs: Choose from a range of fixed and adjustable-rate mortgages to find the perfect fit for your goals and financial situation.
Our Commitment
At Bayone Reic, we are dedicated to:
- Providing clear and concise communication throughout the process.
- Guiding you through the paperwork and complex financial terms.
- Ensuring a seamless and efficient closing experience.
Let's Work Together
Contact us today to schedule a pre-approval consultation and receive a free loan pre-approval letter. We look forward to partnering with you and helping you achieve your dream of homeownership!
Experience with Stephen Wong
Positive Experience
Stephen Wong and his team have received multiple 5-star reviews for their exceptional service, expertise, and professionalism. They have been praised for their patience, reliability, and ability to provide the best options for clients. They take the time to understand clients' financial situations and provide personalized guidance, recommending the best loan programs for their needs.
Negative Experience
However, one client had a negative experience with Stephen Wong, citing laziness and a lack of interest in understanding their complex situation. Another client had a poor experience with communication, feeling that Stephen Wong did not follow up on their request and was unresponsive to their questions.
Common Themes
- Positive reviews highlight Stephen Wong's expertise, patience, and reliability in providing the best loan options for clients.
- Negative reviews mention laziness and poor communication.
