Your trusted partner in title insurance
Minnetonka Title is a local, independently owned and operated residential title insurance company that has been providing title and closing services in the state of Minnesota since 1995. Over the past two decades, we have built a reputation for outstanding service, professionalism, and follow-through. We have handled over 10,000 transactions and have established ourselves as a trusted partner for home buyers, sellers, and lenders.
Our Services
At Minnetonka Title, we offer a range of services to help ensure a smooth and hassle-free real estate transaction. These services include:
- Title and Name Searches: We conduct thorough title and name searches to ensure that there are no outstanding claims against the property and that the seller has the legal right to transfer ownership.
- Closing Service/Escrow: We handle all aspects of the closing process, including the preparation and review of closing documents, the disbursement of funds, and the recording of deeds and mortgages.
- Mobile Signing Services: We offer mobile signing services for clients who are unable to come to our office for the closing.
- E-Closings: We offer e-closings for clients who prefer a virtual closing experience.
- O&E and UCC Reports: We provide O&E (Ownership and Encumbrance) and UCC (Uniform Commercial Code) reports to help lenders and title companies identify potential issues with a property.
- Lender Title Insurance Policy: We offer lender title insurance policies to protect lenders against financial loss due to title defects.
- Jr Lender Title Insurance Policy: We offer junior lender title insurance policies to protect junior lienholders in the event of a senior lien foreclosure.
- Owner's Title Insurance Policy: We offer owner's title insurance policies to protect home buyers against financial loss due to title defects.
- Purchases, Sales, & Refinance: We handle all aspects of real estate purchases, sales, and refinances.
- For Sale by Owner Contracts: We offer title and closing services for for sale by owner transactions.
- Contract for Deeds: We offer title and closing services for contract for deed transactions.
- 1031 Exchange: We offer title and closing services for 1031 exchanges.
- 203K Programs: We offer title and closing services for 203K renovation loans.
Why Title Insurance?
Real estate is often a person's most valuable possession, and there are many special laws to safeguard its ownership. These laws protect your interest in the property, but they also protect the rights of others who may have had an interest in the property in the past. Therefore, it is vital for you to make sure you are acquiring good title and that there are no outstanding claims against it. This is where title insurance comes in. Title insurance protects you against financial loss due to title defects, such as:
- Undiscovered heirs of former owners
- Errors or omissions in deeds
- Fraudulent signatures or false representation of a person's identity
- Liens, judgments, or other debts against the property
- Clerical errors in public records
At Minnetonka Title, we understand the importance of title insurance and are committed to providing our clients with the highest level of protection.
Proudly Serving Minnesota
Minnetonka Title is proud to serve the entire state of Minnesota, including the following counties: Anoka, Carver, Dakota, Hennepin, Meeker, Ramsey, Scott, Sherburn, Washington, and Wright.
Overview of Minnetonka Title Reviews
Positive Experiences
- Multiple reviewers praised the company's professionalism, efficiency, and excellent customer service.
- Many reviewers appreciated the staff's ability to guide them through the closing process, making it stress-free and effortless.
- Some reviewers mentioned the company's ability to retrieve documents quickly and efficiently.
Negative Experiences
- One reviewer had a bad experience with the company's wire transfer policy, which caused inconvenience and delay.
- The reviewer felt that the staff was unprofessional when they went to pick up a check.
