Empowering homeownership, one loan at a time.
Welcome to Home Financing Center, a mortgage banker with a rich legacy of helping Floridians achieve their homeownership dreams. Founded in 1984, our company has remained steadfast in its commitment to providing exceptional service, innovative mortgage solutions, and unparalleled customer satisfaction.
Our Story
Home Financing Center was born out of a vision to revolutionize the way people approach mortgage lending. Terry W. Claus, a pioneer in the mortgage industry, joined forces with his wife Bunny to establish a family-owned mortgage company in Coral Gables. United by their passion for serving others, the Claus duo built a business that would leave a lasting impact on the community.
Today, Home Financing Center continues to thrive, proudly serving the state of Florida for over 35 years. Our team of expert mortgage professionals works tirelessly to ensure that every client receives personalized attention, tailored financial solutions, and unparalleled support throughout the mortgage process.
What We Offer
At Home Financing Center, we understand that every individual's financial profile is unique. That's why we offer a diverse range of mortgage products to cater to the distinct needs of our clients. Our extensive portfolio of services includes:
- Fixed Rate Loans: Enjoy the stability of a fixed interest rate and predictable mortgage payments.
- Adjustable Rate Loans: Take advantage of lower introductory rates and adapt to changing market conditions.
- Jumbo Loans: Finance your dream home with our jumbo loan options, designed for borrowers seeking larger mortgage amounts.
- Foreign National Loans: We welcome foreign nationals seeking to invest in U.S. real estate.
- Affordable Housing: Explore our affordable housing programs, designed to make homeownership more accessible.
- Reverse Mortgages: Discover the benefits of reverse mortgages, optimized for seniors seeking additional financial flexibility.
Why Choose Home Financing Center
As one of Florida's largest and oldest mortgage lenders, we pride ourselves on being:
- Locally Owned and Operated: We're a proud member of the local community, dedicated to serving our neighbors and friends.
- Independently Owned: Our family-owned business remains free from the constraints of corporate interests, allowing us to focus solely on our clients' needs.
- Consistently Stable: Through market fluctuations and economic shifts, we've remained steadfast in our commitment to responsible lending practices.
- Full-Service Mortgage Lender: Our team of experts works closely with clients, guiding them through the mortgage process and ensuring their satisfaction from application to closing.
Call to Action
Ready to embark on the journey of homeownership? Our team is here to guide you through the process, providing you with the best mortgage solutions tailored to your unique needs. Contact us today to schedule a consultation and let us help you achieve your dream of owning a home.
Quality of Service
The quality of service provided by Home Financing Center is a mixed bag. On one hand, some customers have had excellent experiences, praising the professionalism and helpfulness of staff, particularly Olga, Jorge, Teresita, and other unnamed individuals. These customers have reported stress-free loan processing, courteous service, and even 20 years of trouble-free service.
Disappointing Experiences
On the other hand, several customers have reported unsatisfactory experiences. They cite poor customer service from Louis Figueroa, lack of responsiveness, and unprofessional behavior. Some have encountered difficulties with loan processing, late or missed payments, and unreturned calls or emails. A couple of customers have reported unprofessional behavior and rudeness from specific staff members.
Recommendations
It is unclear whether Home Financing Center consistently provides excellent service or if these are isolated incidents. While some customers have had positive experiences, others have reported disappointing experiences. It is essential to research and read multiple reviews before making a decision about working with this company.
