Empowering Self-Employed Homebuyers to Achieve Their Dream Home
At Nuwave Lending, we understand that the mortgage process can be overwhelming and stressful, especially for self-employed individuals and small business owners. That's why we're dedicated to providing a brighter path to a home mortgage loan. Our team of experienced Loan Experts and state-of-the-art Cloud Mortgage Platform work together to make the process seamless and efficient.
The Nuwave Difference
We've perfected the self-employed mortgage process, using our Cloud Mortgage Platform and dedicated Loan Experts to guide you through the entire loan process. From our offices in Dallas, TX, we offer a unique and personalized approach to mortgage lending. Our goal is to provide a smoother, simpler mortgage loan process for self-employed residents of Texas.
Loan Options
We offer a range of loan options to suit your needs, including:
Adjustable Rate Mortgage (ARM): With an adjustable-rate mortgage, the interest rate can fluctuate over the course of the loan. This can result in a lower initial monthly payment, making it an attractive option for some borrowers.
Conventional Loan: Conventional loans are a good option for first-time borrowers with decent credit and a moderate down payment. These loans can help you avoid paying private mortgage insurance and result in a lower monthly payment.
FHA Loan: FHA loans are designed for low-to-moderate income borrowers who are unable to make a large down payment. These loans are easier to qualify for, allowing for smaller down payments and less-than-perfect credit.
Fixed Rate Loan: Fixed-rate loans offer the advantage of protection from sudden increases in monthly mortgage payments if interest rates rise.
Home Equity Loan: Home equity loans allow you to use your home's value as collateral to pull out cash in a lump sum. These loans differ from traditional mortgages by taking out the loan after you have equity in your house.
Jumbo Loan: Jumbo loan mortgages are used to purchase high-priced or luxury homes. These loans have stricter qualifications, including a lower debt-to-income ratio and a higher credit score.
Refinance Loan: Refinance loans allow you to take advantage of a lower interest rate or cash out equity in your home.
Bank Statement Loan: Our Bank Statement Loan product is designed specifically for self-employed borrowers. By using bank statements instead of tax returns, we can provide a more personalized and flexible loan option.
Home Loan Guides
Our Home Loan Guides are designed to provide valuable insights and information to help you make an informed decision about your mortgage options. From conventional loans to refinancing, our guides cover a range of topics to help you navigate the mortgage process.
Resources
- Rate Quote Wizard: Get a personalized rate quote and explore your mortgage options.
- Home Loan Guides: Learn more about our loan options and the mortgage process.
- Self-Employed Mortgage Guide: A comprehensive guide to mortgage options for self-employed borrowers.
- Investment Property Loan Guide: A detailed guide to mortgage options for investment property owners.
- Blog: Stay up-to-date on the latest mortgage news and trends.
At Nuwave Lending, we're committed to providing exceptional and personalized service to our customers. Contact us today to learn more about our loan options and how we can help you achieve your housing goals.
Customer Experience
Overall, customers had varying experiences with Sunray Mortgage, with some reporting positive interactions and others expressing disappointment. Among the negative reviews, customers felt misled by promises that were not met, and the lack of communication and assistance from the loan officers.
Positive Reviews
Many customers had a positive experience with Sunray Mortgage. They appreciated the professionalism and patience of the loan officers, who were knowledgeable and communicative throughout the process. Customers appreciated the streamlined process, fast closing, and follow-through on issues that arose.
Negative Reviews
On the other hand, some customers felt betrayed by Sunray Mortgage's failure to meet promises. They felt that the loan officers were unresponsive, failed to provide clear communication, and were uninterested in resolving issues. One customer even reported being told that refinancing was not a priority for Sunray Mortgage.
