Your Legacy is our priority!
A Locally Owned Mortgage Company Empowering Mississippians to Achieve Their Financial Goals
1st Legacy Capital was founded in 2016 by Ken Freshwater and Andy Shurden, two experienced mortgage professionals with over 40 years of combined experience. Driven by their passion to empower Mississippians to achieve their financial goals, 1st Legacy Capital offers a comprehensive array of mortgage solutions tailored to individual needs.
Helping You Realize Your Financial Goals
Our dedicated team assists clients with:
- Home Purchases: Secure your dream home with competitive rates and personalized guidance.
- Refinances: Reduce your payments and save money with a refinance tailored to your situation.
- Reverse Mortgages: Access your equity and generate retirement income with a reverse mortgage.
A Commitment to Customer Service and Expertise
We prioritize open communication, personalized guidance, and responsive service throughout the entire process. Our team of licensed Mortgage Originators take the time to understand your unique needs and offer customized mortgage solutions that align perfectly with your goals.
Experienced Professionals with Local Expertise
Ken and Andy are licensed Mortgage Originators and members of the National Reverse Mortgage Lenders Association (NRMLA), demonstrating their commitment to industry knowledge and ethical practices. They are deeply connected to the Mississippi community, offering personalized consultations throughout the state.
Our Core Values
- Integrity: We operate with transparency and honesty, always prioritizing your best interests.
- Experience: Our seasoned professionals leverage their diverse expertise to deliver exceptional outcomes.
- Customer Focus: We prioritize clear communication, personalized guidance, and responsive service.
- Community Involvement: We are dedicated to supporting and empowering the communities we serve.
1st Legacy Capital is a locally owned and operated mortgage company in Mississippi, dedicated to providing personalized mortgage solutions with a focus on empowering Mississippians to achieve their financial goals. With our Christ-centered work ethic and commitment to community, your legacy is our priority!
Mixed Reviews
The feedback for this company is mixed, with one reviewer having a highly positive experience, while another had a disappointing and frustrating encounter.
Negative Feedback
The primary issue with this company is a lack of transparency and honesty. Sean Orourke experienced difficulty working with the company, claiming that they allowed an individual with no credit to lock up his house for 30 days, resulting in lost opportunities and financial losses. Furthermore, the company was accused of lying to both the buyer and the realtor.
Positive Feedback
On the other hand, Amber Nicole had a fantastic experience with the company. She praised Andy and his team for making her home-buying experience stressless and successful. Candy Reed also had a positive experience, highlighting the company's ability to save her interest and down payment money compared to Chase.
