Serving the San Diego Community Since 1998
At Express Funding Mortgage Company, we pride ourselves on delivering exceptional customer service to every client we work with. We believe that the main purpose of any business is to serve the customer, not just make a profit. That's why we're committed to providing a personalized, one-on-one experience for every borrower who comes to us.
Our History
Founded in 1998 by Brad Shoemaker, Express Funding Mortgage Company has been serving the San Diego community for over two decades. Our goal has always been to be the go-to mortgage broker for local San Diegans, and we're proud to say that we've accomplished just that. Over the years, we've had the pleasure of helping hundreds of families purchase homes, refinance their mortgages, and achieve their financial goals.
Our Services
At Express Funding Mortgage Company, we offer a wide range of mortgage services to suit every borrower's needs. Whether you're looking to purchase a new home, refinance your current mortgage, or tap into your home's equity, we've got you covered. Some of our services include:
Conforming Loans: We offer conforming loans with fixed rates as low as 2.74% for qualified borrowers. Our conforming loan programs allow you to borrow up to $424,100 with a 3.5% down payment.
Reverse Mortgages: If you're age 62 or older, we can help you tap into your home's equity to pay for retirement expenses, medical bills, or to access extra cash. Our reverse mortgage experts will guide you every step of the way.
Home Equity Conversions: Need to tap into your home's equity to fund a dream project or pay off debt? We can help you with that. Our home equity conversions allow you to borrow against your home's value and use the funds for any purpose you choose.
FHA Loans: We offer a range of FHA loan programs designed to help borrowers achieve their homeownership goals. With an FHA loan, you can borrow up to 96.5% of your home's value with a 3.5% down payment.
Our Commitment
At Express Funding Mortgage Company, we're dedicated to providing the highest level of customer service and expertise in the mortgage industry. We're committed to helping you achieve your financial goals and making the mortgage process as smooth and painless as possible. With our personalized, one-on-one approach, you can trust that you're in good hands.
What Our Clients Say
Don't just take our word for it - our satisfied clients rave about our exceptional service and expertise. From Encinitas to La Mesa, our clients have trusted us with their mortgage needs for over two decades.
Get Started Today
If you're looking for a trusted mortgage broker in San Diego, look no further. Contact us today to schedule a free consultation and take the first step towards achieving your financial goals.
Negative Reviews and Experiences
- Perjury and Constitutional Rights Violations: Deidre Pauline Tait, a licensed escrow agent, shares her disappointing experience with Brad Shoemaker and his loan processor, Janene Bacica. She accuses Janene of committing perjury and violating her Constitutional rights, stating that Janene wrote an illegal civil order on her and threatened her. Deidre also claims that Janene has spread hate and lies about her.
Positive Reviews and Experiences
- Exceptional Service and Expertise: Brad Shoemaker's customers praise his exceptional service, expertise, and professionalism. His customers have used his services multiple times, appreciating his knowledge, patience, and ability to provide the best possible mortgage rate. His staff is also praised for their professionalism and assistance throughout the loan processing.
