Your Partner in Real Estate Financing
Welcome to Pacific Home Loans, your one-stop-shop for all your home financing needs on the beautiful island of Maui. Our team, led by the renowned Loan Originator, Ginni Madsen, is popularly known as the "Maui Mortgage Team." We specialize in providing mortgage options for homes, vacation homes, and commercial properties on Maui. Whether you are a local resident or from the mainland, we are here to help you find the right home and mortgage that suits your financial needs and goals.
At Pacific Home Loans, we offer financing options for traditional buyers, first-time buyers, self-employed buyers, business owners, investors, and foreigners. We pride ourselves on our transparent and honest approach, ensuring that there are never any hidden fees or surprises. Our team will advise you on the best deal that fits your unique circumstances.
Our Home Loan Programs
At Pacific Home Loans, we offer a wide range of home loan programs to suit your needs. Here are some of the home loan programs we offer:
- Jumbo Loans
- 30-Year Fixed Rate
- 15-Year Fixed Rate
- Adjustable Rate
- FHA Loans
- VA Loans
- Mortgages for Canadians
- Mortgages for Condotels
- Construction Loans
- Reverse Mortgages
- RefiNow Mortgage
- Mortgages for Commercial Properties
Buying a Home
If you are looking to purchase a home or investment property, you need to know how much you can afford. Our team at Pacific Home Loans will help you get pre-qualified, so you know your buying power. This will enable you to narrow down your real estate search and find your dream home faster.
Refinancing
Refinancing on Maui with the Maui Mortgage Team is easy. You can lower your interest rate and monthly mortgage payment, switch to a fixed-rate loan, or use a portion of the available equity in your home to finance major expenses. Our team will help you choose the best refinancing option that fits your unique circumstances.
Apply Online
You can apply for a home loan online with Pacific Home Loans. Our mortgage process is quick and easy. We will work as your partner, listen to your unique circumstances, and advise you on getting the best deal. We never have hidden fees or surprises. Our checklist process is quick and easy, and we shop for your mortgage amongst many banks and other lenders to find you the best deal.
At Pacific Home Loans, we are committed to providing excellent customer service. We value our clients and strive to build long-lasting relationships. Contact us today to learn more about our home financing options on Maui and how we can help you achieve your homeownership goals.
Reviews Summary
Mixed Experiences with Maui Mortgage Team
The reviews of the Maui Mortgage Team, specifically Ginni Madsen, showcase a mix of both positive and negative experiences.
Positive Reviews Dominant
Most reviewers had an excellent experience with Ginni and the Maui Mortgage Team. They praised Ginni's professionalism, expertise, and dedication throughout the loan process. Reviewers appreciated her availability and ability to explain complex terms in an easy-to-understand manner.
Issues with Communication and Trust
On the other hand, one reviewer had a poor experience with Ginni, citing a lack of communication and trust issues. They felt that Ginni failed to provide updates on their loan status, and their gut feeling was that she couldn't be trusted.
